I was sitting at the kitchen table with our bank account open.
The emergency savings were nearly empty.
We had had $24,600.
There was $3,114 left.
I turned the laptop toward him.
“Where is $21,000?”
“Mortgage. Utilities. Insurance.”
“For four months?”
“And credit cards.”
“What credit cards?”
He sat down.
That was when I knew there was more.
“What credit cards, Ben?”
“I opened two.”
“In your name?”
He hesitated.
One second.
That was all it took.
I stood.
“In whose name?”
“Ours.”
My mouth went dry.
“I didn’t apply for any credit cards.”
“I know.”
“You used my information?”
“I had to list household income.”
“Did you sign my name?”
“I filled out the applications online.”
“Did you sign my name?”
His silence answered.
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